Simple... If you have a lot of bills:

1) don't make them, or
2) make more money, and not
3) just complain.

People have a lot of financial trouble because they want it, it is easier than to take responsibility. Survival is main effort of everyone in this universe. It means everyone is trying to be self-rightenous and survive in HIS or HER best way. 99% of population survive better when they can borrow money from credit cards and then without much headache to pay their mortgages :)

And I am talking from my own experiences.

If you don't want a debt, don't make debt. Having debt is painfull, so I better choose to live a bit poorer, even I am earning thousands a month, but not purchasing anything. Say, if you want home, for $800,000, don't get mortgage, just earn more and buy nothing.

Also... I saw somewhere analysis of some town who made an experiment, made 0% interest, economy grew up very rapidly. Government may change regulations, etc., but who will agree for that? If I had $1M... I don't want responsibility, I simply get it to bank and get my 3% interest yearly to live happily and without efforts and responsibility. Everyone wants it. Riches and YOU want it. Because you are seekinh magic key to solving your financial trouble. You don't apply responsibility which is a key because you want results without taking responsibility.

Responsibility is pain in the ass, but it creates money. The bigger responsibility you take, the more money you make. But it isn't happiness. Everyone want happiness without pain in their ass. Even you and me. It's how we human work :)

In other words, if there was 0% interest rate, there will be no SPIRITUAL GROWTH. You pay your interest rates because you don't take responsibility to create a VALUE.

So, this is your WHY, according to 80/20, 20% of population will always have more than 80% of capital. Because they take responsibility, directly or indirectly. It's pain in the ass, but they often know - "if I take RIGHT 1% of responsibility and throw away other 99% of responsibility, soon I'll become much happier."

This is also WHY a lot of people do not want to be rich, they are happy as is. Because responsibility is pain in the ass. They don't want to feel pain.

I am guru, I was happy and orgasmic waves were in my body :) Because I was out of responsibility. Now I will show how to balance your yins and yangs, responsibility/money and happiness/irresponsibility.

It's sometimes complicated as Christ was promoting irresponsibility (be like innocent child) and in same time responsibility (I bring sword in this planet).

Kids are happy because they are not responsible. When outside forces punish them to responsibility, they become rich and famous. You will see that everywhere. Some riches are completely madmans.

So, everything is fine with our word in terms of "clean" money.

IF there will be "free money", if you want "free money", you will endup in Soviet Union. There's no money without value. Creating value requires responsibility. It's hard, but true. Possible outcomes? Maybe after thousands of years we create value-machines or value-robots who will do all for us. And then we will be happy and free to think and do what we want :)

(Going into future. Businesses will create robots and everyone will be happy as they will alow to drop responsibility for going to work, making food etc. etc. etc. Individuals will create happiness you want.)

Book is here, btw.

Universe is friendly and works very simple. It shows signs all the way to you. If somewhere you're feeling bad, simply get away from there. If you having headache, it's body tells you "work less, think more". Something like that.

Get rid of your problems. Only few reasons create all your problems. Only few.

Do you know "why"... $1,000, or $10,000 is more money than anyone I know has of "disposable income" ($ to use for anything after bills are paid). People I know worry about how much things cost, how to have $ to buy this and that, including food!

Some people have big inheritances or savings accounts or incomes, but not many people I know. Everyone is in debt. Everyone is counting pennies.

So can you invent something new. For me (and others of course!) Not businesses. Not even corporation. Something entirely new.

I think back to the 60's...days of communes and cooperatives. There was something good and real there, but we let it disappear. Use that principle, but instead of for drug culture and lifestyle, simply and solely for finances. Destroy debt forever. Make enough money every week or every month to be able to live, eat, travel, give, enjoy.

Yes, "give" is in the list. That is why the commune/cooperative idea works. Everyone works for everyone else. Debt is not destroyed forever just because "I" get my debt paid; it is destroyed forever when we ALL get out debts paid. When I have $100, my heart is as willing to pay a bill for you as it is to pay my own bill. As long as we all live, there is some bill. It is a fact of life on this planet. But as you invented a "word" for me a long time ago that has been a big help to me mentally in handling finances (bills@#$) I ask you to invent this new "thing" now.

Congratulations Glenda!

The reality transforms according to your own beliefs / desires be it positive or negative. We see this everyday in small things which in turn combine into bigger things. So just by changing at a deep level want you want and need in life you will at the same time 'change' your own future.

You can visualize time as a river (not that it is linear like this). Then you can 'throw' different things you want into this river, after that you just wait until it manifests into the physical reality. How it manifests is not always what you thought you wanted. At first it might look very negative but when you look from it from the big picture it is just what you asked for . Tried to win the lottery now for a while but the funniest thing is that WHEN I got sure that I would win it. I even saw a dream about it, so what happened? Well I never filled the coupung or returned it. The numbers were about the same as I dreamt of. Guess it wasn't for my path after all.

I see 'time' as a chaotic element, a little bit like GAS molecules bounce off each other creating the volume.

Tadas, you are on to something big here!!! On my lunch hour yesterday I went in search of 80/20 book and Universe led me YESTERDAY, quickly, within just a few hours of reading blog, the very day I found out about this new work, to a quote by Deepak Chopra in new book The Book of Secrets: "The key to true transformation is that nature doesn't move forward in step-by-step movements. It takes quantum leaps all the time, and when it does, old ingredients aren't simply recombined. Something new appears in creation for the first time, an EMERGENT PROPERTY." He then uses the example of two light, gaseous, invisible, and dry elements, hudrogen and oxygen, combining to produce WATER. Something produced not by shuffling, changing etc. over a long period of time but by TRANSFORMATION. Boom. There are mental and perhaps physical things to be CREATED. And Y-O-U are the one to do it!

Answer for a goal-oriented person would be to think more what exactly produces results, what 1% of actions earns you a living, and other 99% are dust. Think creatively.

Fact: 80-99% of your time you do something that gives you NOTHING.

Read Richard's Koch book. It's a MUST, no matter how much it will cost you as it is priceless.

On my information... It may be a very small book. Cost will be $500, but it will show you exact things, every nut and bolt - where to go, what url to click Very easy. I expect if implemented right (I mean, if you do only this or that, and NOTHING more, why people fail they think that something should be done MORE, often answer is to do less and less), this system should give ~$10,000 worth business with ~$1,000/mo income in a month.

I'm testing all that on my own empire of 54 sites Analysys show that no maintenaince needed whatsoever for those sites If I apply maintenance, revenue drops greatly.

I know some e-businesses who give $30,000/mo without effort whatsoever.

Why?

It's how our universe works: Obsolescent (0.1-1%) forces create 99-99.9% of results.

We need just insight into where those very small forces are hidden in our lifes that give all the results we have. Then block those 99% efforts that give us just 1% of results. Block literally as often we starting to do all the dust again.

"Work does not equal results." Say more about that. Explain, give examples this new concept. Revolutionary indeed!

I have always had the term "results-oriented" lifted up to me as a goal to reach, through more and more action, hard work and effort.

Now you have said "action damage your life"... I agree; there has been a lot of damage in my past.

So what do YOU say "results-oriented" person would be, do? I know you know the answer because of what your wisdom and writing has done in my life in the past two years. BIG changes. I just want to hear more about how it works. Is "One Action Principle" going to be a book?